Here I made a comparison of OFW remittance services in Japan that I and my friends have used. I only listed BDO Remit , Smiles Remit , Yehey Remit , and Wise (Transferwise) . I decided the criteria based on what I consider are the best features of a service. You may check their website to get more details. I could say that Wise is the wisest choice among the services considering the fee and the exchange rate. The only downside to it is the time needed to transfer your money. It would require 2-3 banking days. Moreover, for senders who are uncomfortable using digital services but are living within Tokyo, then BDO is the best choice. If you live outside Tokyo or in a more rural area, digital services are handy. I also recommend that you enable online banking system for more convenience. And for senders whose recipients in the Philippines are living in provinces, a cash pick-up option is of utmost importance. I can guarantee that these digital service...